The Subprime Solution: How Today\'s Global Financial Crisis Happened, and What to Do about It

Some investors may believe the headlines and assume that nobody’s lending money anymore — and certainly not for small residential rental projects. But the reality is a little better than that. If you can come up with a downpayment, and are prepared to document income, assets and a solid appraised value, there are still some willing and able funding channels open to you.

Portfolio lenders such as regional or smaller banks and savings institutions who continue to offer carefully-underwritten, specialized niche products for small investors. Second, Fannie Mae and Freddie Mac, who continue to fund single and multifamily loans, although with lots more restrictions than before.

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