November 2007


30 Nov 2007 08:04 am

This one-of-a-kind lakefront lot is truly unique within the Malone Bay community. It is one of the most desirable, if not the most desirable lot among the few remaining properties with waterfront access to W. Kerr Scott Lake.

Malone Bay features 18 lots at W. Kerr Scott Dam & Reservoir. 14 are Lakefront and meet private dock requirements. This is a gated community with Lots ranging from 2.3+- acres to 6.8+- acres On the Hwy 421 side of the lake just off South Minton Road, Wilkesboro, NC 28697

Main Channel Views.
300 feet of waterfront.
Dock with boat slip and 2 jet ski slips.

2.86 acres.

MLS Number: 51155
List Price: $359,000
Lot Size: 2.86 ac.
Apx Acreage: 2.86
Type: Waterfront
Area: Area 2
Suitable Use: Residential

Topography: Rolling
Utilities: Underground Utilities
Road Frontage: Private Road
Restrictions: yes
Water/Sewer: Public Water
Miscellaneous: 1-5 Acres
Location: Malone Way

Lakefront Lot in Malone Bay, Wilkes County NC 28697 Lakefront Lot in Malone Bay, Wilkes County NC 28697 Lakefront Lot in Malone Bay, Wilkes County NC 28697

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29 Nov 2007 08:04 am
Insulate and Weatherize: Expert Advice from Start to Finish (Build Like A Pro)

Once the leaves have fallen, remove them and other debris from your home’s gutters; by hand, scraper or spatula. Then give the guttering a good hose rinse, so that winter’s rain and melting snow can drain. Clogged drains can form ice dams, in which water backs up, freezes and causes water to seep into the house. One of the best ways to winterize your home is to simply block obvious leaks around your house, both inside and out. The average American home has leaks that amount to a nine-square-foot hole in the wall. To find the leaks, on a breezy day, walk around inside holding a lit incense stick to the most common drafty areas: recessed lighting, window and door frames, electrical outlets. Then, buy door sweeps to close spaces under exterior doors, and caulk or apply tacky rope caulk to those drafty spots. (more…)

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28 Nov 2007 08:07 am
The Solar House: Passive Heating and Cooling

One of the least thought-of items that causes excess energy consumption is a poorly designed and installed duct system. The consumer’s guide from the Energy Department’s Office of Energy Efficiency and Renewable Energy (EERE) says that unsealed ducts in attics and crawl spaces lose air and uninsulated ducts lose heat. Both waste energy and money. The solution is to get a professional to check your house for air leaks. But if plopping down several hundred dollars to find some air leaks doesn’t sound like a fun way to save money on heating, you can accomplish roughly the same results with a little time and a box of incense sticks. Light an incense stick and walk through the house, moving the stick near spots where the walls meet your floors, windows, doors and the ceiling, preferably on a windy day. (more…)

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27 Nov 2007 08:22 am
Got Sun? Go Solar: Get Free Renewable Energy to Power Your Grid-Tied Home

Major home remodeling jobs require more than just money and construction savvy. In most, if not all jurisdictions, homeowners must obtain a building permit, by law. Inspectors increasingly find that not every contractor or do-it-yourself homeowner applies for, and secures the necessary permit. This leaves the homeowner facing penalties for non-compliance with local building statutes.

Sometimes, the lack of a permit means that the contractor simply didn’t think the permit necessary for the size of the job. Other times, the contractor didn’t want the local building inspector poking around, keep an eye on the contractor’s workmanship. Or maybe the contractor wanted the job to be “under the radar”, maybe working for “cash”. For whatever reason, a building permit is good insurance for the homeowner as it requires that the local building inspector will oversee the quality and code compliance of the job.

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26 Nov 2007 07:30 am
How to Make Your Realtor Get You the Best Deal Oregon: A Guide Through the Real Estate Purchasing Process, from Choosing a Realtor to Negotiating the Best ... to Make Your Realtor Get You the Best Deal)

There are many factors to consider in selecting an agent in today’s real estate marketplace. One is that many of the agents working now entered the business recently. They’ve never seen a softer home-sale market before. This doesn’t mean that you shouldn’t use an agent who doesn’t have decades of experience. But, it means you need to find an agent with a definite set of skills. Most sellers in this market want and need an agent that will provide an aggressive and broad-based marketing plan. However, some sellers may not be aware of how important it is to hire an agent who is an adept communicator. Today’s successful agents don’t stop selling when they find a buyer for your home. They manage the transaction carefully and skillfully until the sale closes. (more…)

25 Nov 2007 11:24 am
Your Credit Score: How to Fix, Improve, and Protect the 3-Digit Number that Shapes Your Financial Future (2nd Edition) (Liz Pulliam Weston)

Home buyers with the very best credit are beginning to have a more difficult time getting mortgages, raising concerns that the real estate market value could fall much further, sending home values spiraling lower and toppling the country’s economy into recession. The drop in home values could cost the typical homeowner as much as $200,000 in lost wealth for some high-end residences. While most of the attention during the housing slump has been directed at subprime mortgages given to those with weak credit histories in high-cost regions have a different problem. Prime borrowers with excellent credit who’ve used subprime-style gimmicks in combination with jumbo loans to overpay for their homes are also effected. (more…)

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24 Nov 2007 08:32 am
The Oil Factor: Protect Yourself and Profit from the Coming Energy Crisis

Oil prices have hit a record high as the price of a barrel came within touching distance of $100. This is a level never before seen during a regular trading session on the New York Mercantile Exchange The record prices are starting to torture consumers with questions of when and how the oil rally will impact spending on gasoline at the pump and home heating oil as the winter season approaches. Underpinning the rise was fresh supply fears and concerns over the weakness of the US dollar and a downgrading of expansion expectations in the States. Prices could continue to surge through the milestone barrier if US figures show stockpiles are lower than expected. Many analysts see heating oil supply levels as a problem to keep a close watch on.
“Each winter for the last five years or so, we’ve continued to operate without a safety net in so far as heating oil goes, and this year is not an exception,” said Tom Kloza, chief oil analyst at the Oil Price Information Service. (more…)

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23 Nov 2007 07:53 am
Insulate and Weatherize: Expert Advice from Start to Finish (Build Like A Pro)

Do you need to add or upgrade your attic insulation. Determining such is relatively easy. Take a trip up into the attic with a flashlight and a tape measure. Check the level of the insulation by probing down with your tape measure until the end of the tape touches the ceiling . Then, try to probe the insulation in several different areas so you’re sure that you have a good, accurate average of the insulation’s depth across a reasonable area of the attic. There is no perfect insulation for your attic. Much of your choice will come down to what’s existing and whether or not you want to do the work yourself. If you want to do your own work, you basically have two options: batts (fiberglass or mineral wool) or blown-in cellulose. Batt insulation comes in rolls of standard widths that are designed to fit between the ceiling joists. (more…)

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22 Nov 2007 07:27 am

$5,850,000

MLS Number: 50913

City: Valle Crucis, NC
Stories: 2
Bedrooms: 4 Baths: 4.5
Area: Boone-Blowing Rock, NC
Year Built: 1990
Plus Five fully furnished 1,400 sq. ft. Rental Cottages. Each built in 1996 on approx. 1/2 acre sites. Current cottage average annual rental income $150,000.

39.4 acres with 360 degree view of Blue Ridge Mountains.

5,200 sq. ft. main house built in 1990 on 1.24 acres.

No restrictions and no zoning offer many other options:

* Family compound
* Corporate retreat
* Religous retreat
* Horse farm / Dude ranch
* Recording studio
* Cottages can be sold separately
* Land can be further subdivided if desired

Contact Elizabeth Carter, 336.973.5594 or Greg Stikeleather, Broker, 704.880.5247 or email eacarter@charter.net

beautiful Wilkes County NC Timber Frame Home and Mountain Property beautiful Wilkes County NC Timber Frame Home and Mountain Property beautiful Wilkes County NC Timber Frame Home and Mountain Property

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21 Nov 2007 08:19 am
Homeowners Association and You: The Ultimate Guide to Harmonious Community Living (You and Your Homeowner\'s Association)

When homeowner associations are formed, Roberts Rules Of Order is most often named for the basis of decision making and maintaining decorum throughout the meetings. The system provides an efficient way to get business done in a civil and logical manner. However, parliamentary procedure is based on the democratic notion of “majority rules.” As an individual, sometimes you win and sometimes you lose. Americans have come to think this is the best option. While the system works pretty well, there is another process for decision making called “Formal Consensus” which is generally understood to mean that all parties agree to a proposal or the proposal fails. (more…)

20 Nov 2007 08:26 am
Modern Refrigeration and Air Conditioning

Few homeowners in the cooler regions of the United States think much about air conditioning during the fall and winter. Depending on where you live, your heat may already be on for the season and you have raided your closet for warmer clothes. But, if your house doesn’t have central air, or if the system you have is older than 15 years, you might consider contracting for an AC installation or upgrade this winter. Not only will it automatically raise the value of your property, but you’ll probably be able to negotiate a hefty discount. Winter is a slow time for HVAC contractors. Typically, homeowners can realize a 10 percent and sometimes as much as 20 percent savings by scheduling a winter-time installation. That’s a savings of up to $3,000 on the $6,000 to $15,000 central AC costs. And, modern day, energy efficient HVAC systems have the ability to cut your energy bills in half. (more…)

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19 Nov 2007 06:52 am
Everybody\'s Guide to Small Claims Court (National Edition)

Small claims court is not for everyone — or every situation. The maximum award possible varies widely by state and jurisdiction. In California, it can be as high as $7,500, while in Massachusetts the usual limit is a mere $2,000. Exceptions to the rule based on type of claim and parties involved should be noted. There is also a statute of limitations or time limit in which claims can be filed. To access the small claims court in your state, type “small claims” and the name of the state into any Internet search engine. Most have links to local courts as well. If the type of case and dollar amount is in line with your situation and the case seems viable, the next step is to organize and evaluate the strength of your case. (more…)

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18 Nov 2007 09:18 am
Home Safe Home

Chainsaws, like any cutting tool, are dangerous if not handled properly. That doesn’t mean you need to be afraid to use one, just that you need to exercise caution and common sense whether your are male or female. Chainsaws have an exposed cutting chain with highly aggressive teeth, and their length and weight can throw an operator off balance. Cutting often takes place in wooded areas or other areas with unstable footing, adding to the danger. The other thing about chainsaws is the unpredictability of the material that you’re cutting. Limbs can twist and bind the chain; trees can tip or fall in a direction you don’t intend; and the saw can occasionally kick back. (more…)

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17 Nov 2007 07:42 am
Protect Yourself from Real Estate and Mortgage Fraud: Preserving the American Dream of Homeownership

Experts now agree that a lot of mortgages shouldn’t have been made in recent years. It was foolish for lenders and homeowners to bet housing prices would keep rising. But allowing millions of foreclosures to punish the imprudent isn’t smart. It’ll damage entire neighborhoods. “It’s not like ‘repo-ing’ cars, where you can move them around,” says Richard Syron, chairman and chief executive of mortgage giant Freddie Mac. An empty house loses 20% of its value in six months, he says. Even worse, the larger economy is at risk. Cue Federal Reserve Chairman Ben Bernanke: “A sharp increase in foreclosed properties for sale could weaken the already struggling housing market and thus, potentially, the broader economy.” (more…)

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